Straight answers about buying, selling and paying for a home, written in plain English. Pick your goal below and start with the first article. Each one links to the next step, so you never have to guess what to read next. New here? Buyers start with the checklist, sellers start with the cost of selling, and everyone should know their budget first.
Buying a home
- First-Time Homebuyer Checklist: Step by Step
- How Long Does It Take to Buy a House?
- Buyer Agreements Explained: What You Sign Before You Tour
- What Is Earnest Money? How Much, Where It Goes and How to Protect It
- Home Inspection Checklist: What Inspectors Check and What to Ask
- Understanding Closing Costs: What Buyers Pay
- Relocating to a New State: A Buyer's Guide
- Is It a Buyer's Market? How to Tell and What to Do
Full walk-through: home buying guide.
Selling a home
- How Much Does It Cost to Sell a House?
- How to Price Your Home Right in a Shifting Market
- Home Staging Tips to Sell Faster
- Selling a Home When Interest Rates Are High
- Seller's Market Trends: When to List Your Home
Full walk-through: home selling guide.
Paying for a home
- How to Budget for a Home When Rates Are High
- How to Improve Your Credit Score for a Better Mortgage Rate
- FHA vs. Conventional Loans: Which Is Right for You?
- Down Payment Assistance Programs: How They Work
- What Moves Mortgage Rates, and the Parts You Control
Full walk-through: home financing guide.
Local market guides
Prices, taxes, neighborhoods and closing rules change by city. Read the guide for where you want to live, or see the national housing market. New to the lingo? Start with the real estate glossary.
Where to start
Where should a first-time buyer start?
Start with the first-time homebuyer checklist, then get pre-approved so you know your budget before you tour homes.
Where should I start if I am selling?
Start with what it costs to sell a house, so you know your real take-home number, then get a free home value estimate.
Are these articles financial or legal advice?
No. They are general information. Rules change by state and loan type, so talk to a licensed agent, loan officer or attorney about your situation.
Who Pays Closing Costs: Buyer or Seller?
Both do, but for different things. Buyers usually pay for their loan, the lender's title policy, and prepaid taxes and insurance. Sellers usually pay off their own loan and pay any agent fees they agreed to. Transfer taxes and the owner's title policy depend on your state and local custom. Your cont
What Is Title Insurance? Owner's vs. Lender's Policy
Title insurance protects against ownership problems that started before you bought the home, like a past owner's unpaid taxes or a contractor who says they were never paid. There are two kinds. A lender's policy protects the lender and is usually required for a mortgage. An owner's policy protects y
What Is Escrow and How Does It Work When You Buy a Home?
Escrow means a neutral third party holds money or papers until a deal's terms are met. When you buy a home, it shows up twice. First, an escrow or title company holds your deposit and runs the closing. Second, after you close, your lender may run an escrow account that collects part of each mortgage
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